:root{--green:#12372a;--green2:#1d5240;--fair:#7fb38f;--sea:#2f8a9a;--sun:#f0b45a;--clay:#c4643b;--sand:#f5ecda;--cream:#fffaf0;--line:#e4d7bc;--text:#1f2a24;--muted:#5d6b62;
--serif:Georgia,"Iowan Old Style","Palatino Linotype","Book Antiqua",serif;--sans:"Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;--r:12px}
*{box-sizing:border-box}body{margin:0;font:17px/1.65 var(--sans);color:var(--text);background:var(--cream)}
a{color:var(--green2);text-underline-offset:3px}h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.15;color:var(--green);letter-spacing:-.01em}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}.narrow{max-width:800px}.center{text-align:center}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;z-index:99}.skip:focus{left:12px}
:focus-visible{outline:3px solid var(--clay);outline-offset:2px}
.top{background:var(--cream);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.top-in{display:flex;align-items:center;gap:20px;min-height:70px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-weight:700;font-size:21px;color:var(--green);text-decoration:none}.brand .logo{width:36px;height:36px}
.menu{display:flex;gap:2px;margin-left:auto}.menu a{color:var(--text);text-decoration:none;font-weight:600;font-size:15px;padding:8px 12px;border-radius:999px}
.menu a:hover,.menu a[aria-current]{background:var(--sand)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 20px;border-radius:999px;border:0;background:var(--green);color:#fff!important;font:inherit;font-weight:700;font-size:15px;text-decoration:none;cursor:pointer}
.btn:hover{background:var(--green2)}.btn-sun{background:var(--sun);color:var(--green)!important}.btn-sun:hover{background:#f6c477}
.btn-big{min-height:54px;padding:14px 28px;font-size:17px}.link-more{font-weight:700}
.kicker{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--clay);margin:0}
.hero{background:linear-gradient(160deg,#fff4dc 0%,#f5ecda 45%,#d9ecdf 100%);padding:56px 0 60px;border-bottom:1px solid var(--line)}
.hero-in{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(38px,5vw,60px);margin:10px 0 14px}.hero-sub{font-size:19px;color:#3d4a42;max-width:600px;margin:0 0 24px}
.quick{display:flex;flex-wrap:wrap;gap:12px;align-items:flex-end;background:#fff;border-radius:18px;padding:18px;box-shadow:0 18px 40px rgba(18,55,42,.15)}
.quick label{display:flex;flex-direction:column;gap:4px;font-weight:700;font-size:13px;flex:1;min-width:140px}
select,input,textarea{font:inherit;font-size:16px;padding:10px 12px;border:1.5px solid #d3c5a6;border-radius:10px;background:#fff;color:var(--text);min-height:46px}
.hero-card{background:var(--green);color:#e8f1ea;border-radius:22px;padding:24px;box-shadow:0 20px 40px rgba(18,55,42,.25)}
.hero-card .kicker{color:var(--sun)}.hero-card ul{list-style:none;padding:0;margin:12px 0 0}
.hero-card li{display:flex;justify-content:space-between;gap:10px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.hero-card a{color:#fff;font-weight:700;text-decoration:none}.hero-card li span{color:#b9d2c1;font-size:14px}
.band{padding:56px 0}.band-sand{background:var(--sand)}.band-green{background:var(--green);color:#e8f1ea}.band-green h2{color:#fff}
.sec{font-size:clamp(28px,3.2vw,38px);margin:0 0 22px}
.split{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.ticks{list-style:none;padding:0;margin:0}.ticks li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid rgba(255,255,255,.12)}
.ticks li:before{content:"✓";position:absolute;left:0;top:8px;width:24px;height:24px;border-radius:50%;background:var(--sun);color:var(--green);display:grid;place-items:center;font-weight:800;font-size:13px}
.map{margin:0 0 10px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px;overflow:hidden}
.map svg{display:block;width:100%;height:auto;border-radius:12px}.map figcaption{font-size:13px;color:var(--muted);padding:6px 6px 0}
.pin{fill:#fff;stroke:var(--green);stroke-width:2;opacity:.45;transition:r .15s}.pin-on{fill:var(--sun);opacity:1}.pin-me{fill:var(--clay)}
.map a:hover .pin,.map a:focus .pin{fill:var(--clay);opacity:1}
.town{font:600 15px var(--sans);fill:var(--green);text-anchor:middle;paint-order:stroke;stroke:#efe4cc;stroke-width:4}
.sea-label{font:italic 18px var(--serif);fill:#d6eef1;text-anchor:middle;letter-spacing:.2em}
.a-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.a-card{display:flex;flex-direction:column;gap:8px;padding:20px;border-radius:16px;background:#fff;border-top:6px solid var(--sea);text-decoration:none;color:var(--text);box-shadow:0 6px 20px rgba(18,55,42,.06)}
.a-card.a-west{border-color:var(--clay)}.a-card.a-golden{border-color:var(--sun)}.a-card.a-east{border-color:var(--fair)}
.a-card strong{font-family:var(--serif);font-size:21px;color:var(--green)}.a-card em{font-style:normal;font-size:13px;font-weight:700;color:var(--muted);margin-top:auto}
.c-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:14px}
.c-card{display:flex;flex-direction:column;gap:6px;padding:18px;border-radius:14px;background:#fff;border:1px solid var(--line);text-decoration:none;color:var(--text);transition:transform .15s,box-shadow .15s}
.c-card:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(18,55,42,.12)}.c-card[hidden]{display:none}
.c-card strong{font-family:var(--serif);font-size:19px;color:var(--green)}.c-where{font-weight:700;font-size:14px}.c-style{font-size:14px;color:var(--muted)}
.c-band{align-self:flex-start;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:4px 9px;border-radius:999px}
.b-value{background:#e2f0e6;color:#21573e}.b-mid{background:#e0eff2;color:#1e5f6b}.b-premium{background:#fbe9cc;color:#8a5212}
.g-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:12px}
.g-link{display:flex;flex-direction:column;gap:4px;padding:16px 18px;border-left:4px solid var(--sun);background:#fff;border-radius:0 12px 12px 0;text-decoration:none;color:var(--text)}
.g-link strong{color:var(--green)}.g-link span{font-size:15px;color:var(--muted)}
.page-head{background:var(--sand);padding:26px 0 30px;border-bottom:1px solid var(--line)}
.page-head h1{font-size:clamp(32px,3.8vw,46px);margin:8px 0 10px}.lead{font-size:19px;max-width:800px;margin:0;color:#34413a}.meta{font-size:14px;color:var(--muted);margin:12px 0 0}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px;font-size:14px;color:var(--muted)}.crumbs li+li:before{content:"›";margin-right:6px}.crumbs a{color:var(--muted)}
.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:44px;padding-top:32px}.page-grid.wide{grid-template-columns:1fr}
.prose{max-width:800px}.wide .prose{max-width:none}.prose h2{font-size:28px;margin:36px 0 12px}.prose li{margin:6px 0}
.note{background:#fff;border-left:4px solid var(--fair);padding:14px 18px;border-radius:0 10px 10px 0;margin:20px 0}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:#fff;margin:18px 0}
table{width:100%;border-collapse:collapse;font-size:15px}th,td{padding:11px 14px;text-align:left;border-bottom:1px solid #eee2c8;vertical-align:top}thead th{background:#efe4cc}
.facts{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.facts dl{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:12px;margin:0}
.facts dt{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}.facts dd{margin:2px 0 0;font-weight:700}
.area-facts{font-size:16px}
.side{display:flex;flex-direction:column;gap:14px;position:sticky;top:92px;align-self:start}
.side-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.side-card p{font-size:15px;color:var(--muted);margin:6px 0 12px}
.side-card.green{background:var(--green);color:#e8f1ea;border:0}.side-card.green p{color:#b9d2c1}
.cta-strip{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:var(--green);color:#e8f1ea;border-radius:16px;padding:20px 22px;margin:26px 0}
.cta-strip strong{font-family:var(--serif);font-size:21px;color:#fff}.cta-strip p{margin:4px 0 0;color:#b9d2c1;font-size:15px}
.faq{margin-top:38px}.faq-item{border-bottom:1px solid var(--line);padding:4px 0}.faq-item summary{cursor:pointer;font-weight:700;padding:12px 0;font-family:var(--serif);font-size:19px;color:var(--green)}
.related{padding:20px 0 50px}.rel-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:12px}
.rel-card{display:flex;flex-direction:column;gap:4px;padding:16px;background:#fff;border:1px solid var(--line);border-radius:12px;text-decoration:none;color:var(--text)}
.rel-kind{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:var(--clay)}.rel-card span:last-child{font-size:14px;color:var(--muted)}
.tool{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;margin:4px 0 28px;box-shadow:0 12px 30px rgba(18,55,42,.07)}
.tool-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px}.tool-form label{display:flex;flex-direction:column;gap:6px;font-weight:700;font-size:14px}
.prio{grid-column:1/-1;border:1px solid var(--line);border-radius:12px;display:flex;flex-wrap:wrap;gap:6px 18px;padding:10px 14px}.prio legend{font-weight:800;padding:0 6px}
.prio label{flex-direction:row;align-items:center;font-weight:600}.prio input{min-height:0;width:20px;height:20px}
.match-list{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:10px}
.match-list li{display:flex;gap:14px;align-items:flex-start;background:var(--cream);border:1px solid var(--line);border-radius:14px;padding:14px}
.m-n{flex:none;width:34px;height:34px;border-radius:50%;background:var(--green);color:var(--sun);display:grid;place-items:center;font-weight:800}
.match-list strong{font-family:var(--serif);font-size:19px}.m-meta,.m-why{display:block;font-size:14px;color:var(--muted)}.m-why{color:var(--green2);font-weight:700}
.tool-next{display:flex;gap:16px;flex-wrap:wrap;align-items:center;margin-top:20px}
.totals{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}.totals div{background:var(--green);color:#fff;border-radius:14px;padding:16px}
.totals span{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--sun)}.totals strong{display:block;font-size:32px;font-family:var(--serif)}
.bars{list-style:none;padding:0;margin:16px 0}.bars li{display:grid;grid-template-columns:200px 1fr 110px;gap:12px;align-items:center;margin:8px 0;font-size:15px}
.bars i{height:14px;border-radius:7px;background:linear-gradient(90deg,var(--sea),var(--fair))}.bars b{text-align:right}.small{font-size:14px;color:var(--muted)}
.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.tool-card{display:flex;flex-direction:column;gap:8px;padding:22px;background:#fff;border:1px solid var(--line);border-radius:16px;text-decoration:none;color:var(--text)}
.t-ico{width:46px;height:46px;border-radius:50%;background:var(--sand);display:grid;place-items:center;font-size:22px}.tool-card strong{font-family:var(--serif);font-size:20px;color:var(--green)}
.filters{display:flex;flex-wrap:wrap;gap:14px;align-items:flex-end;margin:18px 0}.filters label{display:flex;flex-direction:column;gap:4px;font-weight:700;font-size:14px}.filters p{margin:0 0 10px;font-weight:700}
.lead-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:start}.lead-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 14px 34px rgba(18,55,42,.08)}
.lead-form{display:flex;flex-direction:column;gap:14px}.lead-form label{display:flex;flex-direction:column;gap:6px;font-weight:700;font-size:14px}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.opt{font-weight:500;color:var(--muted)}
.lead-form .check{flex-direction:row;align-items:flex-start;gap:10px;font-weight:500}.lead-form .check input{min-height:0;width:20px;height:20px;flex:none;margin-top:2px}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}[aria-invalid=true]{border-color:#b33a2b!important;background:#fff4f2}
.form-msg{margin:0;font-weight:700;color:#a8321f;min-height:1em}.form-ok{background:#e4f2e8;border:1px solid #a6d1b3;border-radius:12px;padding:16px;font-weight:700;color:#21573e}
.form-err{background:#fff0ec;border-radius:12px;padding:12px;color:#a8321f}.brief{background:var(--sand);border-radius:12px;padding:12px 16px}.brief ul{margin:6px 0 0;padding-left:18px;font-size:14px}
.foot{background:var(--green);color:#cfe0d4;padding:44px 0 26px;margin-top:20px}.foot .brand{color:#fff}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.foot strong{display:block;color:#fff;margin-bottom:8px}.foot-grid a{display:block;color:#cfe0d4;text-decoration:none;padding:3px 0;font-size:15px}.foot-grid a:hover{color:#fff}
.disclaimer{font-size:13px;color:#a9c3b2;margin-top:22px}
.mnav{display:none}.mnav summary{list-style:none;cursor:pointer;width:46px;height:46px;border-radius:50%;background:var(--sand);display:flex;flex-direction:column;justify-content:center;gap:5px;padding:0 13px}
.mnav summary::-webkit-details-marker{display:none}.mnav summary span{height:2px;background:var(--green);border-radius:2px}
.mnav nav{position:absolute;left:0;right:0;top:70px;background:var(--cream);border-bottom:1px solid var(--line);padding:8px 20px 16px;display:flex;flex-direction:column;box-shadow:0 18px 30px rgba(18,55,42,.12)}
.mnav nav a{padding:12px 0;font-weight:700;text-decoration:none;color:var(--green);border-bottom:1px solid var(--line)}
.mbar{display:none}
@media(max-width:1000px){.hero-in,.split,.lead-wrap{grid-template-columns:1fr}.page-grid{grid-template-columns:1fr}.side{position:static}.a-grid{grid-template-columns:1fr 1fr}
.menu{display:none}.mnav{display:block}.top-cta{margin-left:auto}.foot-grid{grid-template-columns:1fr 1fr}.tool-grid{grid-template-columns:1fr}}
@media(max-width:640px){body{font-size:16px;padding-bottom:70px}.top-cta{display:none}.mnav{margin-left:auto}.a-grid,.f-row,.totals{grid-template-columns:1fr}.hero{padding:34px 0 40px}
.bars li{grid-template-columns:1fr 100px}.bars i{grid-column:1/-1;grid-row:2}.foot-grid{grid-template-columns:1fr}.town{font-size:22px}
.mbar{display:flex;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff;border-top:1px solid var(--line);padding:10px 14px calc(10px + env(safe-area-inset-bottom))}
.mbar a{flex:1;text-align:center;padding:12px 0;border-radius:999px;font-weight:800;text-decoration:none;border:1.5px solid var(--green);color:var(--green)}.mbar .mbar-main{background:var(--sun);border-color:var(--sun)}}
/* 13 Nov 2026: live tools embedded in content pages, tools band on the homepage */
.band-tools{padding-top:34px;padding-bottom:34px}
.band-tools .tool-card em{font-style:normal;font-weight:700;color:var(--clay);margin-top:auto}
.band-tools .tool-card:hover{border-color:var(--green);box-shadow:0 12px 30px rgba(18,55,42,.12)}
.tool-embed{margin:30px 0}
.te-head{background:var(--green);color:#e8f1ea;border-radius:20px 20px 0 0;padding:18px 22px}
.te-head .kicker{color:var(--sun)}
.te-head h2{color:#fff;margin:6px 0;font-size:clamp(22px,2.6vw,28px)}
.te-head p{margin:0;color:#cfe0d4}.te-head a{color:var(--sun);font-weight:700}
.tool-embed .tool{border-radius:0 0 20px 20px;border-top:0;margin-top:0}
.prose .tool-form{grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}

/* 13 Nov 2026: photo hero (Pexels, Dzmitry Charnou) */
.k-home .hero{position:relative;overflow:hidden;background:#12372a;border-bottom:0;padding:84px 0 96px}
.k-home .hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(10,32,24,.9) 0%,rgba(10,32,24,.74) 36%,rgba(10,32,24,.2) 66%,rgba(10,32,24,.12) 100%),linear-gradient(0deg,rgba(10,32,24,.4) 0%,transparent 30%)}
.hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 55%}
.k-home .hero-in{position:relative;z-index:2}
.k-home .hero h1{color:#fff;text-shadow:0 2px 24px rgba(0,0,0,.35)}
.k-home .hero .kicker{color:var(--sun)}
.k-home .hero-sub{color:#e3ece5}
.k-home .hero .quick{box-shadow:0 18px 50px -18px rgba(0,0,0,.7)}
.k-home .hero-card{background:rgba(12,40,30,.78);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.14)}
.hero-credit{position:absolute;right:18px;bottom:10px;z-index:2;margin:0;font-size:12px;color:rgba(255,255,255,.7)}
@media(max-width:1000px){.k-home .hero::before{background:linear-gradient(0deg,rgba(10,32,24,.93) 0%,rgba(10,32,24,.78) 55%,rgba(10,32,24,.5) 100%)}.k-home .hero{padding:48px 0 60px}}
@media(max-width:640px){.hero-credit{position:relative;right:auto;bottom:auto;text-align:right;padding:14px 16px 0;font-size:11px}.k-home .hero{padding-bottom:16px}}